An Income Sharing Agreement (ISA) is a financial arrangement where you pay for your education after you get a job. Instead of paying upfront, you agree to pay a percentage of your future income for a set period of time, but only after you start earning above a certain threshold.

Our ISA terms typically range from 10-12% of your monthly income for 18-24 months, depending on your program. This percentage is fixed at the time of signing your agreement and will not change throughout the repayment period.

You only begin making payments after you secure a job with a minimum salary threshold of ₹3 LPA (₹25,000/month). If your income falls below this threshold at any point, your payments are paused until you are earning above the threshold again.

Yes, all our ISAs have a payment cap of 1.4x the program cost. This means you will never pay more than a40% of the original program fee, regardless of how much you earn. This protects you from overpayment if you secure a high-paying position.

If you do not find employment or if your income remains below our minimum threshold (₹3 LPA) after completing the program, you will not make any payments. Our ISA term has a maximum length of 5 years, after which the obligation ends regardless of payment status.

Yes, you can pay off your ISA early at any time. We offer a 15% discount on the remaining balance for early repayment. This gives you flexibility if your financial situation changes or if you want to reduce your overall payment.